Mustard Finance Group

JOHANNESBURG, SOUTH AFRICA

Mustard Finance Group (previously Setana Capital) is a working capital finance provider dedicated to empowering South Africa’s small, micro and medium-sized retail businesses with fast, accessible stock and short-term capital solutions. Working with Allan Gray Makers and E Squared Investments, they launched South Africa’s first artisanal fund. The initiative provides accessible, growth-focused financing for tradespeople such as electricians, welders, and construction workers. It marks a significant step toward empowering skilled artisans and strengthening the country’s technical and vocational ecosystem.  By embedding finance into existing supplier networks and leveraging an alternative credit-scoring engine that assesses real business performance rather than traditional collateral, Mustard Finance Group helps entrepreneurs bridge cash-flow gaps, seize growth opportunities, and build resilience in competitive markets. Driven by a mission to reduce inequality through financial inclusion, the company envisions an African economy where no viable business is held back by lack of access to capital. 

www.mustardfinancegroup.com

Khanya Ndzululeka

CO-FOUNDER & CEO | Mustard Finance Group

Khanya Ndzululeka is a chartered accountant and development finance specialist with a strong commitment to expanding financial inclusion and fostering entrepreneurship across Africa. Her work focuses on using technology to enable access to capital for underserved markets and supporting sustainable economic development. Khanya is the Co-Founder of Mustard Finance Group (previously Setana Capital), a fintech platform that provides working capital to informal SMEs in South Africa. Her earlier career includes roles in technical accounting and regulatory advisory at ABSA, as well as investment research at Investec, where she covered the general mining sector. Khanya is a qualified CA(SA) and holds a Master’s in Development Finance from the University of Cape Town Graduate School of Business. She also holds the CFA Certificate in ESG Investing, with a focus on sustainable investment practices relevant to South Africa and the EU.

Prince Nwadeyi

CO-FOUNDER & CHIEF PARTNERSHIPS OFFICER | Mustard Finance Group

Prince Nwadeyi is the co-founder and Chief Partnerships Officer at Mustard Finance Group. He is an entrepreneur with a background in Economics and Consumer insights. He is deeply passionate about redeeming the financial services sector and using finances as a vehicle to deliver inclusivity and access to SME’s in the informal sector that are either unbanked or financially excluded. This passion has led him on a journey of inquisitorial discovery and reflection across various informal ecosystems on the continent, from Tembisa in South Africa to the streets of Kibera in Nairobi. He believes that access to innovative enabling finance can make a world of difference in amplifying the fortunes of informal SME’s, and so Africa’s continental economy.